It’s Never Too Early To Talk About Winter Tires, Especially In Ontario!
Lower Your Auto Insurance Rates And Stay Safe On The Roads This Year With Winter Tires!
Summer has quickly transitioned to fall in Ontario, with chilly winds, shorter days and the chance of frost teasing us each morning.
Homeowners have already begun to prepare for the cold season ahead as well, and for good reason! With the changing fall colours comes a multitude of weather-related risks.
From falling ice to slippery walkways and dangerous driving conditions, the beauty of the upcoming season definitely comes with its liabilities.
And that’s where our brokers at Mackay Insurance come in!
We’re all about providing our clients with the best insurance rates in Quinte, as well as the most reliable advice when it comes to lowering your rates and increasing your safety - at home and on the road!
One of the recommendations that we give our drivers is to install winter tires before the snow hits. Not only does this increase your safety, those within your vehicle and those around you, but it can also lower your auto insurance premium!
Why Are Winter Tires So Important?
Driving in Ontario is extremely unpredictable with severe weather changes and challenging road conditions. During the winter months, normally between November and April, the risk of driving on both highway and rural roads increases, causing Ontario drivers to become apprehensive of driving in general.
Mackay Insurance in Belleville wants to help these drivers, throughout the Quinte region and beyond, to drive safely and wisely during these upcoming winter months. And one of the ways we do this is by encouraging the use of winter tires!
Did you know that 80% of drivers have experienced a safer driving experience - avoiding a number of major potential accidents - when they had winter tires installed on their vehicle? 75% of Canadian drivers have taken this into consideration and have now installed winter tires on their vehicles, preventing the danger and risk of those major automobile accidents.
Benefits Of Installing Winter Tires
It is clear that installing and driving with high quality, properly installed, winter tires improves driver performance. What are some of the specific benefits of installing and driving with winter tires though?
- Improved Road Safety
- Improved Driving Performance
- Increased Traction of up to 30%
PLUS, winter tires perform well in temperatures as low as -30 degree!
Save On Auto Insurance By Installing Winter Tires
Canadian drivers save between 1-5% on their auto insurance premiums when they install winter tires on their vehicles during the months of November-April. Why? Because insurance companies lower the insurance premium on vehicles that have winter tires installed. This safety precaution prevents potential loss and damage, and minimizes overall driving risks associated with winter driving.
Winter Tires Guide
How do you ensure that you are properly installing the right winter tires? Our Mackay Insurance brokers have created a winter tires guide for our Ontario drivers to follow in order to ensure that you are following the necessary steps in lowering your Auto Insurance premiums.
- Install winter tires on your vehicle from November to April.
At Mackay Insurance, we recommend making an appointment for your winter tire installation early in the season in order to get ahead of the rush. By scheduling your winter tire installation early, you are more prepared for the inevitably unpredictable Canadian winter.
- Ensure that your tires display the winter tire symbol.
The winter tire symbol is used strictly on winter tires, not all-season tires. This is because snow tires perform 30% better than all-season tires do. This winter tire symbol is used in Canada to communicate that the tire has been manufactured to meet specific snow traction performance requirements. The symbol, showing a mountain and snowflake and set by the Rubber Association of Canada, states that the tire is designed for better grip on ice and in sub-zero weather conditions.
- Ensure that you install all four winter tires at once.
Although installing only two of the four necessary winter tires may appear to be a money-saving hack, this could actually cost you more money in the long run. In order to receive the lowered Auto Insurance Premium, all four tires must be installed. This ensures proper all around traction and will improve driving performance!
- Ensure winter tires are kept in good condition.
Tires wear out and lose their traction over time, so it is important to ensure that your winter tires are in good, working condition before they are installed, as well as throughout their use (April - November).
- Ensure proper air pressure in winter tires.
Ensuring proper air pressure in your tires is important regardless of the season, however during the fluctuating weather conditions of winter, tire pressure can deplete unexpectedly. To improve overall vehicle performance and road safety, winter tire pressure must be monitored closely.
Contact Your Mackay Auto Insurance Brokers
In Ontario, all registered vehicles must be insured. At Mackay Insurance in Belleville, Ontario, our brokers provide you with auto insurance coverage for collector cars, student cars and motorcycles. We also provide insurance for high risk drivers!