Home Insurance Belleville Ontario: Protecting Your Biggest Investment
Your house is the biggest investment of your life.
But more than that, your house is your home.
It's where your family gathers after a long day. It’s where grandparents come to visit over the holidays. And where your children feel safe to run and play.
At Mackay Insurance, we understand that your home is more than just a roof and walls. It's your family's safe haven.
That's why we insure your home with only the best coverage in Quinte. We're dedicated to protecting your investment - for you, your family and your wallet!
Are you a first-time homeowner or looking for cheaper coverage rates? Trust us to find the insurance coverage that suits your unique needs. Our Mackay Insurance brokers can find you the best home insurance coverage at the best price.
What Does Home Insurance Coverage Include?
Home insurance coverage has two parts - personal property coverage and liability coverage.
Personal Property Coverage
Personal property coverage protects your home and personal belongings from loss or damage.
This can include the structural aspects of your home, like the walls or roof. But it can also include items within your home, like furniture, bikes or laptops.
Some of the common property damage claims on home insurance include:
- Wind damage
- Water damage
- Smoke damage
- Damage caused by fallen objects (i.e. a fallen tree)
Liability coverage protects you if,
a) Someone injures themselves on your property or
b) If property damage occurs while on your property.
Some common liability claims include:
- Slips, trips and falls
- Dog bites
- Fallen trees or limbs
- Swimming pool accidents
Your liability insurance coverage can help cover financial costs associated with these claims.
- Medical bills
- Lost wages
- Death benefits
- Replacement costs
- Legal costs
Choosing The Best Home Insurance Coverage For Your Needs
Get in touch with Mackay Home Insurance in Belleville, Ontario today! One of our licensed experts will discuss your house insurance needs with you to ensure you get the best coverage.
Contact us online or reach us at one of our two Quinte office locations below:
We also offer instant online home insurance quotes!