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Contractors Insurance Quote

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Are you an independent contractor or construction business? At Mackay Insurance in Quinte, we protect your contracting or trades business with contractors insurance coverage.

Whether you have a large or small contracting business, we provide you with peace of mind, knowing that your equipment and assets are covered. Construction Business Coverages are also important in the event that you are sued for negligence - including damage and injuries caused by the business. 

As a contractor or tradesman, you are more liable to get hurt on the job. In addition to your own injuries, there are also the injuries of your employees or even the client to take into consideration. For example, if a wooden beam was not installed properly in a client’s home, causing it to fall precariously on the client’s foot, who is responsible?

Those are exactly the type of questions that our team at Mackay Insurance will help you navigate within your contractors insurance coverage policy. 

Types of Contractor's Insurance Coverages

  • Tools/Equipment Insurance Coverage 
  • Crime Insurance Coverage 
  • Commercial Liability Insurance 
  • Financial Loss Protection 
  • And More!

According to Ontario Law in Canada, all contractors must obtain a minimum contractors general liability insurance and hold a valid contractors insurance policy in order to continue with their trade. This applies to all contract work, including:

  • Electrical Contracting 
  • Construction Contracting
  • HVAC Technician Contracting
  • Millwright Contracting 
  • General Carpentry Contracting 
  • Plumbing Contracting
  • Roofing Contracting  
  • And so many more!

Does your contracting company fall into one of these categories? If so, you are responsible for obtaining contractors liability insurance coverage as soon as you are able to. Contact Mackay Insurance in Belleville for more information on contractor’s insurance and how to obtain yours. 

Call us at (613) 966-5740 or fill in the form for a FREE quote on your contracting insurance needs!