Mackay Insurance Blog

 

Ready Your Home For Winter

November is a time for remembering. As we have just held our memorial services and practiced our two minutes of reverent silence on November 11th, we are reminded of our troops and the sacrifices they make for our freedom. As we near December and prepare to close 2020, we are also reminded of the many changes this year has brought each of us - the good times and the bad times. We remember cycles, the ebb and flow of changing seasons, as winter begins to roll in - mighty and brave as ever. By recalling the cycles of our lives, we are reminded of this key point - bad times are always followed by the good times. As 2020 comes to its close, let’s remember to look forward to the good times of 2021.
 
Something else we want to remember as we are heading into this new season are a few important tasks related to preparing our homes for the upcoming winter months. November is hitting us in full force this year with the occasional flurry of snow, frosty windshields and heating bills appearing in our mailboxes. At Mackay Insurance in Belleville, Ontario, we recognize these little hints far too well as the beginnings of a cold winter approaching. Is your home ready for it?
 
With the COVID-19 pandemic sticking around for the remainder of 2020, there are many individuals who continue to spend the majority of their time quarantining indoors. Whether you have a home office or run homeschooling from your kitchen table, the comfort of your home during these upcoming winter months is imperative.
 
At Mackay Insurance, the comfort and safety of your home is extremely important to us! We hear questions about winter home insurance and readying homes for those upcoming cold months all the time . This is why we have come up with a simple list of November To Do’s that you can follow in order to get your home ready for winter!


How To Ensure Your Home Is Prepared For Winter

There are a few key steps in preparing your home for winter - steps that should never be missed! We’ve outlined these winter prepping steps below:

  1.  Remember to clear your gutters and downspouts and extend your downspouts away from the house.
  2. Check foundations for exterior cracks and ensure that those are properly repaired as soon as possible.
  3. Check that there is 20cm. between the bottom of your window(s) and ground/bed(s).
  4. Check your batteries on your smoke detector and back up sewer systems.
  5. Check your basement and storage areas. Consider not storing things of value down in the basement and consider buying totes for anything stored in crawl spaces.

 
Mackay Insurance understands the value of your household and we strive to protect that value for you. By following the above steps, you are aiding in loss prevention - meaning that you are ensuring that your home is protected from any potential losses.
 
During the winter months in eastern Ontario, there are many potential household losses and damages that can occur:

  • Flooding caused by melted snow) 
  • Damages caused by heavy or fallen snow
  • Burst or frozen pipes
  • Fallen gutters
  • And more!

 
Is Your Home Insured For Potential Winter Damages?

Does your home insurance cover potential loss and damages caused by seasonal effects? Contact your home insurance brokers at Mackay Insurance today to discuss your home insurance coverages this winter!
 
Located in Belleville, Ontario, and serving the Quinte region and beyond, our goal is to provide our community with a safe and comfortable winter. Let us handle the stress and worry of keeping your house protected so that you can enjoy the season!
 
From all of us at Mackay Insurance, we hope you stay safe and have a great day!

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