Cottage Insurance

Review Your Cottage Insurance

Online Cottage Insurance Application - APPLY NOW

Every season is cottage season and Mackay Insurance in Belleville is here with the knowledge and coverage you need to prepare and protect your cottage all year long.

Ontario, Canada is known for its drastic seasonal changes - from the heat of summer to the frigid, snowy months of winter. No matter what season it is, there is always cottage preparation that has to take place - whether that be prepping your cottage for the summer months, maintaining your cottage throughout summer, shutting down your cottage for the winter, or ensuring that everything is being properly protected throughout those cold months! 

Along with the constant need to prepare and maintain the building, property and water access on your cottage property comes the crucial step of ensuring that your cottage is properly insured.

Why Is Cottage Insurance Important  

Insuring your cottage is just as important as insuring your home. When you buy cottage insurance from Mackay Insurance, you are purchasing financial protection and security for your recreational home. This protection will secure your cottage and outdoor cottage buildings from vandalism, fire and theft.

Mackay Cottage Insurance Guide

There are so many different types of cottages, used for different purposes and at different times, and requiring different coverages. That is where our team of qualified cottage insurance brokers at Mackay Insurance come in - we have the right coverage for your recreational cottage needs. 

When discussing cottage insurance, there are four key topics that you should be aware of - all of which our insurance brokers at Mackay have listed below.

Cottage Insurance

Below are some of the questions you can expect our Mackay Insurance brokers to ask you in regards to your cottage coverage. Determining the answers to these questions will help you in preparing and completing the cottage insurance application process.

Once you have the answers to these questions, you can complete our easy, online application form below and our Mackay Insurance brokers will provide you with an opportunity to signup now for cottage insurance! Apply Now!

  1. What type of cottage do you have?
    - Basic 
    - Superior 
    - Ultimate (4 season)

    The type of cottage you have will help narrow down the coverage needs that it will require. A four season cottage will have different recommended insurance coverage than that of a basic cottage that is only used during certain parts of the year.

  2. What is your cottage used for?
    - Family 
    - 2 Week Rental 
    - Airbnb 

    Cottage owners use their cottages for a variety of recreational and business endeavours. It is important that these varying uses are properly outlined so that our insurance brokers at Mackay understand how much coverage you need. With the variety of different cottage insurance packages available at Mackay Insurance, it is our aim to ensure that you have the coverage that fits you and your cottage best.

  3. What should your cottage insurance cover?
    - Basic 
    - All Risk
    - Vandalism
    - Water 

    Cottage insurance coverage financially protects a variety of perils and it is important to understand what risks are associated with your cottage ownership and use. Our qualified cottage insurance brokers at Mackay Insurance are well acquainted with cottage ownership, as well as the risks involved. You can trust our brokers to, not only walk you through the process of finding the right cottage coverage, but to also provide you with the coverage that fits you best.

  4. What is your rebuilding cost?
    Understanding the full recovery cost of your cottage is extremely important when discussing the necessary cottage insurance coverage. How much will it cost to rebuild your cottage from the ground up? This cost might look different than the initial worth of the cottage building. Our Mackay Cottage Insurance brokers can assess your situation with you and provide an educated quote on your cottage insurance needs.

Contact Your Mackay Cottage Insurance Brokers 

At Mackay Insurance in Belleville, Ontario, we have both the knowledge and experience necessary to provide you with the cottage insurance coverage that fits you best. Is it time to reassess your cottage insurance, purchase cottage insurance for the first time, or educate yourself on the necessary steps in order to set up your cottage insurance in the future? Our qualified team of insurance brokers at Mackay Insurance in Belleville are here to help! With 40 years of service in the Quinte community, we have been serving local and rural cottages in the area for quite some time. You can trust us to provide you with the expertise and coverage you need!

Contact one of our cottage insurance experts at (613) 966-5740 today or fill in the application form below and we’d be happy to provide you with your ideal cottage insurance package!