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Mackay Insurance Blog

 

October 2017

What is Claims Protection on Insurance?

A transcript follows below the video...

What is claims protection?

Claims protection is like a get out of jail free card for your first at fault accident.

In the event that you have an at fault accident, your driving record will remain the same, and you will not see an increase in your premiums due to that at fault accident.

This is an optional coverage that you must purchase in order to have on your coverage.

Please give us a call, or email us to discuss it further.

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How Alarm Systems can save you money on your Homeowners Insurance

Transcript follows below the video...

I would strongly recommend that you would consider putting an alarm system in your home. I've had one in my own home for many years and there's a peace of mind factor that you cannot buy.

As well, you would get a discount on your insurance if you have a working alarm system in your house.

It would prevent claims and prevent having something stolen from your home that you cannot replace.

Click here to get an instant, online, no obligation home insurance quote now.

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What is Optional "Bylaws Coverage" on your Homeowners Insurance Policy?

A transcript is available below the video...

You should consider adding bylaws coverage to your homeowners insurance policy.

What is Bylaws coverage? What is a bylaw?

Well, in some towns and municipalities they put an extra expense, or they ask you to build something bigger, better, or safer than you actually had in the first place. In some cases this will add expense, or an extra cost, to the reconstruction of your home.

For instance, let's say you have an 800 sqaure foot home. Your municipality in which you live says, "We're not allowing you to build anything less than a 1,000 square foot home". The difference that is incurred, is going to be incurred by you. Your insurance policy won't pay for any extra expense that comes out of an extra bylaw that your town puts upon you.

So, if you have an extra bylaws coverage endorsement, it will allow you to offset that expense for the extra construction cost. It's minimal, it only costs about $10 or $20 extra, and it could save you a lot in the long run.

So, if you want more information, please call your CSR, or give us a call at the office.

Click here to get an instant, online, no obligation home insurance quote now.

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